The current economic situation in the US is causing many people to tighten their spending.
If you plan to pull back on your spending, where will you be spending less and why?
Grocery Store (11.3%)
Department Store (39.5%)
Mass Merchandiser (Wal*Mart, Kmart, Target) (22.7%)
Club Store (Costco, Sam?s, etc.) (4.0%)
Discount Store (TJ Maxx, Filene?s, etc.) (4.0%)
Drug Store (1.8%)
Big Box Retailer (Home Depot, Staples, Toys R Us, etc.) (16.7%)
that's if there's cash to spend. credit cards were cut in pieces in a small ritual
THE COST OF LIVING IS TO HIGH
Since spending power is getting less and less. I looked at freecycle.org to see if there was groups near me. Freecycle is a free exchange. If you have something to give away - you post it. If you need something you post your need. I got lots of computer pieces which I gave to my neighbor. He fixes up computers and gives them to senior citizens. I also shop at walgreens with coupons (theirs and manufactors at the same time) and I also rebate with walgreens - now especially that they have ONLINE rebating! I always buy the weekend paper with coupons and I have several people giving me their coupons.
it's worth the time to go on line and get coupons before shopping. From Bath and Body to Victoria's Secret and Sears, I usually get half my items at least half off. Match coupons with sales.
I'm a single mother, working and going to school. Life is crazy and I spend a lot of time in the car. The best thing I have been able to do is start bringing a lunch and snacks. I bought an oversized lunch bag and fill it the night before then stick it in the fridge. I save a lot. I even hide some frozen reeses cups in the bottom for when I need something sweet.
I am on disability and have a very limited income. I spend little now on "nonessentials" but I am going to have to spend even less on them to the point of if it isn't essential, I don't buy it.
I only go to department stores. If there is a good sale or coupons to get what i want.